How To Open An FAB Account Online In UAE? - Personal Or Bussiness Account Opening

Opening a bank account with First Abu Dhabi Bank (FAB) is a straight forward process that offers access to a wide range of banking services. Whether you are a resident or a non-resident of the UAE, FAB provides different account options for various needs, whether you’re looking for a basic savings account, a current account for everyday transactions, or a specialized account for business or investment purposes.

You can easily open an account through two methods; online registration via the mobile app, or by visiting a branch in person.

Follow the steps below to open your FAB account easily!

Why Open an FAB Account?

First Abu Dhabi Bank is one of the largest and most reliable banks in the UAE. By choosing to open an account with FAB, you get access to a variety of benefits:

Wide Range of Accounts: FAB offers savings, current, and fixed deposit accounts to suit different financial goals.
Convenient Digital Banking: Enjoy the ease of online banking and mobile app access to manage your finances anytime, anywhere.
Accessibility: With branches across the UAE, including ATM networks and international banking, FAB ensures you have access to your funds at all times.
Competitive Offers: FAB often provides special offers like no account maintenance fees for the first few months, higher interest rates for fixed deposits, and more.

Types of FAB Accounts in UAE

FAB offers several types of accounts, each designed to cater to specific financial needs. Below are the most common types:

1. Savings Account

A savings account with FAB allows you to earn money on your balance while keeping your funds easily accessible.

Benefits:
- Competitive interest rates
- Easy transfers and withdrawals
- No monthly maintenance fees (depending on account type)

Minimum Balance Requirements: Typically, savings accounts require a minimum balance of AED 3,000. To verify your balance, you can check the FAB Balance Check. Some specific savings accounts may have higher requirements.

2. Current Account

A current account is ideal for individuals and businesses that need to perform regular transactions, such as payments, deposits, and withdrawals.

Benefits:
- Loan protection (based on eligibility)
- No earnings, but free transactions are available
- Special offers for salary transfers and business banking

It’s ideal for people who need access to their funds regularly for everyday transactions.

3. Fixed Deposit Account

A fixed deposit account allows you to place a specific sum of money for a fixed period, earning higher rewards than a savings account.

Benefits:
- Higher interest rates
- Flexible durations ranging from 1 month to 5 years
- Guaranteed returns

Eligibility Requirements for FAB Bank Account Opening

To open an account with FAB, you must meet certain eligibility requirements, which vary based on your residency status:

For UAE Residents

Emirates ID: A valid Emirates ID is required for residents.
Passport Copy: A copy of your passport will be necessary for identification purposes.
Residency Visa: A valid residency visa is required for foreign residents.
Salary Proof: A salary certificate or proof of income may be needed to open a current account or for specific offers.

For Non-Residents

Passport Copy: A valid passport is necessary for non-residents.
Proof of Income/Employment: Non-residents may need to provide evidence of income, such as a salary certificate or employment contract.
Proof of Address: You might need to submit a utility bill, bank statement, or any official document showing your current address.

How To Open An FAB Account?

FAB offers two ways to open an account:

Online
In-person at a Branch

A step-by-step guide for both methods is given below!

FAB Bank Online Account Opening

FAB offers a simple and quick process to open an account online through their mobile app:

Choose Your Account

Feature	Personal Current Account	Business Current Account	Personal Savings Account	Children’s Savings Account
Minimum Balance	AED 3,000	AED 10,000	AED 3,000	AED 500
Monthly Fee	AED 25	AED 75	AED 25	AED 10
Interest Rate	0%	0%	0.75% p.a.	1.00% p.a.
Debit Card	Free	Free	Free	Not available
Cheque Book	AED 25	AED 25	Not available	Not available
Online Banking	Free	Free	Free	Free
ATM Withdrawal Fee	Free (FAB ATMs)	Free (FAB ATMs)	Free (FAB ATMs)	Free (FAB ATMs)
International Transfer Fee	AED 50	AED 50	AED 50	AED 50

Open your device’s app store; Google Play Store for Android or Apple Play Store for iOS, and download the FAB mobile banking app.

Download for Android

Download for iOS

As soon as you open the app, you’ll see an interface with the option “Join FAB”. Click on it.

After clicking on it you’ll see a new interface. Select “Accounts” by clicking on it.

When you click on “Accounts,” you will see a screen titled “Ready for your FAB account.” will appear. It will list the information or details you need to provide. Click on Continue.

Then, you’ll be asked to provide your “UAE mobile number and email address“. Enter these details and click Continue again.

You’ll receive an OTP on your registered mobile number. Enter the OTP.

Next, an OTP will be sent to your email address. Enter this OTP as well.

After verification, a page named “Tell us about you” will open. Here, select your nationality, employment status, area, and your nearest FAB branch, then click on Continue.

When selecting the Employment option, a field for Monthly Salary will appear. Enter your salary and click Continue.

Next, you’ll see an option for a Personal Savings Account. Click on “Learn More“.

The full details of the personal account will be displayed. Read through them carefully, then click on the “Continue with Emirates ID” button.

The system will prompt you to scan your Emirates ID. Click Continue, then scan both the front and back sides of your Emirates ID. After completing the scan, click Continue again.

Enter your employment details, such as your profession, country of employment, and the purpose of opening the account, then click Continue.

Review your details carefully and click Continue.

You’ll then be asked to confirm the name to be printed on your FAB card. Enter the desired name and click on Confirm.

A Tax Declaration option will appear. Mark the first two boxes as No and the third as Yes, then click on Confirm My Details.

A FATCA & CRS Declaration will be shown. Click on I Agree.

The Customer Declaration page will appear. Confirm your details on this page.

To sign up for the FAB Mobile Banking app, use the Customer ID sent to your email.

Note: To avoid any charges, you must maintain a minimum salary of AED 3,000 in your savings account. If this balance is not maintained, a fee of AED 25–26 will be deducted monthly.

Visiting an FAB Branch

If you prefer to open your account in person, follow these steps:

Visit the nearest FAB branch with the necessary documents.
Talk to a bank representative who will assist you with the account opening process.
Submit your documents and fill out the account opening form.
Complete any additional verification if required.
After your application is processed, you will receive your account details, and you can begin using your account.

FAB Account Opening Fee or Initial Deposit

Personal Current Account: Minimum AED 3,000 or equivalent monthly balance is required to open this account.

FAB One Account:
For salaried customers minimum AED 10,000 monthly salary is required.
Non salaried customers minimum AED 10,000 initial deposit is required.

Elite Current Account: Elite Current Account opening limit is 500,000 AED or the Total Relationship Balance (TRB), 2,500,000 AED Mortgage or 50,000 AED Salary Transfer.

FAB Etihad Guest Account:
For salaried customers minimum AED 10,000 monthly salary is required.
Non salaried customers minimum AED 10,000 initial deposit is required.

Personal Savings Account: Minimum monthly AED 3,000 balance is required to open a personal savings account.

FAB iSave Account: No minimum balance is required to open the FAB iSave account.

Processing Time to Open a FAB Account

Processing time to open a FAB account depends on the type of account.

FAB Mobile App: You can open a FAB account instantly on the Mobile Application of First Abu Dhabi Bank. No paperwork is required in this method.
In Person Account Open: You can open a new FAB account by visiting the branch. It will take 2-3 days to open your account.
Corporate Bank Account: Corporate account opening will take upto 4 weeks.

Conclusion

Opening an account with First Abu Dhabi Bank (FAB) in the UAE is a convenient and rewarding process, whether you are a resident or a non-resident. With a variety of account options and simple steps for opening an account, FAB ensures a seamless banking experience.

Whether you’re looking to save, manage daily transactions, or invest in fixed deposits, FAB offers all the resources you need to meet your financial goals.

FAQs

If you apply online, the process can take as little as 30 minutes for most accounts. If you apply in-person, the process may take a few hours depending on the branch’s workload.

A FAB salary account is made for employees to receive their salary. To open one, you need your Emirates ID, salary certificate, and a passport (for non-residents).

Some account types may not require a minimum salary. However, for current accounts, proof of income or salary may be necessary.

FAB offers a variety of accounts including current accounts, savings accounts, and investment accounts. The exact type of account you can open depends on your needs and eligibility.

The documents typically required are:

A valid Emirates ID
Proof of address (e.g., utility bill or rental agreement)
Proof of income (e.g., salary certificate or bank statements)
A passport copy (for non-UAE nationals)

Yes, FAB provides international banking services. You can access your account online or through the mobile app from anywhere in the world, provided you have internet access.

How To Open An FAB Account Online In UAE? – Personal Or Bussiness Account Opening

Why Open an FAB Account?