Ratibi Card Salary Check, Balance Check 2025 – PPC Inquiry Portal

Having trouble checking your Ratibi Card salary balance or not sure what else the Ratibi card can do? You’re not alone, many workers feel like you. But don’t worry, the answer is easy and simple. You can check Ratibi Card salary from multiple easy methods and FAB Ratibi card is more than just a way to get your salary. It allows you to see your salary, sends free SMS updates, and even offers early salary access. You can also use this card to check your balance online, take out cash from ATMs, and use the Payit app for digital payments.

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One of the key features of the Ratibi Card is that it doesn’t require a bank account, making it accessible for all. 

Check Ratibi Card Salary

Knowing how to check your Ratibi card balance is essential to manage your finances effectively, ensure timely salary deposits, and avoid potential financial problems.

What is the Ratibi Card?

Ratibi card is a salary payment solution for Employers of the United Arab Emirates. In this digital era, through Ratibi Card Employers can pay salaries to their employees digitally without any local bank accounts.

FAB’s Ratibi Card is a prepaid card made for workers earning up to AED 5,000. It lets employees get paid even if they don’t have a bank account. The card can be used for ATM withdrawals, shopping, and online payments. You can also check your balance online easily using the Payit app or by using an ATM.

Why is Salary Checking Important?

Regularly checking your Ratibi card balance is crucial for several reasons:

  • Ensure Salary Deposits: Confirm your employer has credited your salary on time.
  • Financial Planning: Keep track of your remaining balance to plan your monthly expenses.
  • Avoid Overspending: Although the Ratibi card does not allow overspending, staying updated on your balance ensures you don’t attempt transactions with insufficient funds.
  • Identify Errors: Spot problems in salary deposits or unauthorized transactions quickly.

How to Check Ratibi Card Salary?

Ratibi offers several convenient methods to check your Ratibi card salary balance. This methods include:

  1. Using Official Website
  2. Through Mobile App
  3. Via Sending SMS
  4. Via FAB Customer Care 
  5. Check Via Payit App
  6. Ratibi Balance Check Via FAB Branch Visit

Ratibi Card Salary Check Using Official Website

For users who prefer using a web browser, you can check your Ratibi salary card balance by following the steps given below:

  • Visit the Bank FAB official website or you can directly check your ratibi salary card balance by clicking the link given below:
  • First enter the last two digits of your card number and then enter your sixteen digit ID Card number in the second box. 
click on Go
  • After that, click on “Go” and you’ll be able to see the status of your ratibi salary card as shown in the picture given below.
ratibi salary balance

That’s how you can easily check your ratibi salary balance.

Ratibi Card Salary Check Through Mobile App

The FAB mobile app is a convenient tool for managing your Ratibi salary card. Here’s how:

  • Download the FAB Bank Mobile App for Android and for iOS .
Mobile App
  • Log in using your credentials.
login
  • Go to the “Ratibi Card” section and select “Check Balance” and “View Balance” option.
  • Your current balance will be displayed on the screen.

Ratibi Balance Check Via SMS

To check your Ratibi card balance through SMS, follow these steps:

  • Open your SMS messaging app.
  • Type the message in this format: “BAL” [last four digits of your FAB account or card number]
  • Send the message to 2121 (for customers in the UAE).

Ratibi Card Salary Check Using the Payit Mobile App

You can also check your Ratibi Card salary through Payit Mobile App by following these simple steps.

Step 1: Download the Payit App

From the Google Play store, download the official Payit App and install it on your mobile phone.

Step 2: Select the Ratibi Cardholder

After installing the Payit App, open it and select the “Ratibi Card Holder” option.

Step 3: Scan Emirates ID

Scan your Emirates ID and you will see your personal details. Confirm these details and continue.

Step 4: Enter Ratibi Card Details

Now write your Ratibi Card details like ID of Ratibi Card and last two digits to continue further.

Step 5: Mobile Number

Enter your personal mobile number which is registered with the Ratibi card. After this verify your mobile number 6-digit code sent on your same number.

Step 6: Create your PIN

Generate your 4 digit PIN to protect your account and finish the registration process.

Step 7: Check your Salary Balance

After you register with Payit App, you can check your balance anytime from the Payit App. 

Ratibi Card Salary Check Using ATM

You can also check your Salary in Ratibi Card using the ATM machine.

  • Step 1: Start by inserting your Ratibi Card into any First Abu Dhabi Bank ATM.
  • Step 2: Provide your PIN to continue.
  • Step 3: Select “Balance Inquiry” to check your balance.
  • Step 4: Your balance will appear on the screen.

Ratibi Balance Check Via FAB Customer Care

Ratibi card users can check their card balance through FAB customer care:

  • UAE Residents: Dial 600 52 2222 and talk to FAB customer care helpline. They will provide you details about your Ratibi card balance after asking some details about your account and Ratibi card.
  • For outside UAE: Dial +971 2 6811511 to contact the FAB customer care representative. They will provide you with a Ratibi card balance.

Ratibi Card Eligibility Criteria

Below are the eligibility requirements to apply for a Ratibi card:

  • Corporate Account: Employers must maintain a corporate account with First Abu Dhabi Bank (FAB) to issue Ratibi cards for their employees.
  • UAE Residency: Employees must be UAE residents with valid residency visas to qualify for a Ratibi card.
  • Updated KYC Details: Only employees with complete and up-to-date Know Your Customer (KYC) documentation will be eligible for a Ratibi card.

How to Apply for a Ratibi Card?

Applying for a Ratibi card is simple and convenient. You can do this by using three different methods:

  1. Ratibi Application
  2. iBanking Application
  3. By visiting a Ratibi Branch

Ratibi Application

  • To request a ratibi card, you’ve to complete the ratibi application form and fill the ratibi employees excel sheet.   

iBanking Application

  • Fill out the online iBanking form for the management of your ratibi card online.

By visiting a Ratibi Branch

  • Employers or individuals can also visit an FAB branch to apply for a Ratibi card in person.
  • Visit the nearest ratibi centre or banking branch to submit the application. 

Application Form for Ratibi Card PDF

Benefits of the Ratibi Card

The Ratibi Card, offered by First Abu Dhabi Bank (FAB), provides several advantages for employees in the UAE. Whether you are a worker without a traditional bank account or an employer looking for a reliable payroll solution, the Ratibi Card has multiple benefits:

Basic Benefits

  • Free access 24/7 to the largest ATMs and CDMs network.
  • Free SMS alerts on every salary credit.
  • Ratibi Card can be used at VISA/MasterCard networks worldwide.
  • Ratibi cardholders can select their own ‘PIN’ from Ratibi’s ATM.
  • 100% compliant with the UAE Government’s WPS guidelines.

Employer Benefits

  • A stress free salary payment solution.
  • Real time card management via online banking.
  • Alternative services for salary processing as per corporate requirement.
  • Via online banking, secure salary transfers from your corporate account to Ratibi prepaid cards.

Insurance Benefits

  • Ratibi offers up to 25,000 AED in personal accident insurance, providing financial protection in case of accidental injury or death.
  • Ratibi provides up to 5,000 AED for the repatriation of mortal remains, offering support during challenging times.
  • Ratibi ensures up to 1,500 AED in hospitalization coverage for a maximum of 30 days, applicable if the stay due to an accident lasts at least 24 hours.

Safe and Convenient Benefits

  • Eliminate the risk of carrying cash.
  • No bank account required.
  • Secure easy way to receive your salary.
  • Immediate salary crediting.
  • Fully automated service.

Common Issues & Troubleshooting

Salary Issues: If your salary is not credited then immediately contact your employer or call FAB customer support to resolve your issue. 

ATM Issues: First of all make sure your ATM is part of a Visa card or Mastercard. If your ATM is no working contact with customer support or call the helpline number given on your card.

Forgot PIN: Reset your PIN at a FAB ATM or call customer support to assist you.

Ratibi Card vs Traditional Bank Account

Ratibi CardTraditional Bank Account
No bank account requiredBank account required
Salary Payment is Preloaded onto the cardSalary Payment is Deposited into an account
ATM Withdrawals availableATM Withdrawals available
Limited Online BankingFull access of Online Banking
Limited Transaction HistoryFull records available of Transaction History

Conclusion 

The Ratibi card is a convenient solution for salary payment in the UAE, offering convenience, security, and ease of use. By knowing how to check your salary balance through various methods like, online banking, and mobile app, you can manage your funds effectively. 

Whether you’re new to the Ratibi system or a long-time user, staying informed about its features and functionalities ensures a seamless experience.

FAQs

Ratibi Salary Check is a service provided by the UAE government that allows employees to check their salary payments, ensuring they are paid in accordance with the Wages Protection System (WPS).

You can check your salary using Ratibi by logging into the Ratibi website or app with your account details. You can view your salary history, payments, and any transactions.

Ratibi Salary Check is available to employees whose salaries are processed through the WPS system in the UAE. It applies to both UAE nationals and foreigners working in the country. 

No, checking your salary through Ratibi is a free service. It is part of the WPS system provided by the UAE government.

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